Utility bill resources, starting in Florida

• FPL: every line on a residential bill and how it scales with usage, an estimator built on FPL's October 2026 rate sheet, what 100 kWh is worth at different usage levels, how the $30.00 minimum base bill works, a seven-step bill check, what FPL's On Call credits add up to, and FPL's rebates and billing options with their conditions.
• JEA: how to separate the electric section from water, sewer and irrigation, an estimator built on JEA's rates effective October 1, 2026, what each of the last three monthly fuel rates does to a bill, what an exported solar kWh is worth, a seven-step bill check, and the terms of JEA's heating and cooling rebate.
• Florida overview: statewide price and usage averages from the U.S. Energy Information Administration, the Public Service Commission's 1,000 kWh comparison across investor-owned utilities, who sets which charges, and state programs and tax treatment.

A bill for 1,000 kWh is the common yardstick for Florida electric prices, but the figures you'll find aren't all built the same way. The PSC's totals include gross receipts tax; our estimates stop before taxes and fees; none of them include your city or county's franchise fees and utility taxes. The table keeps the basis next to each number.

The two FPL rows show the difference the tax makes: FPL's own example puts $3.54 of gross receipts tax and regulatory assessment fee on top of $133.10 of charges, for $136.64. JEA isn't in the PSC's comparison because the PSC compares the investor-owned utilities it regulates. On a before-tax basis, JEA's 1,000 kWh bill is $15.80 more than FPL's, and the gap changes every month with JEA's fuel rate.

The yardstick also hides the tiers. Both FPL and JEA charge more per kWh above 1,000 kWh: before taxes, the next kWh costs 12.26¢ below the line and 14.26¢ above it on FPL, and 12.79¢ and 14.68¢ on JEA. A summer bill well above 1,000 kWh costs more per kWh than the benchmark suggests.

• A rate model that matches the utility's own example. Our FPL model reproduces the $133.10 of charges in FPL's October 2026 1,000 kWh example before tax. For JEA, the model applies each published charge line by line, with the fuel rate for a named month.
• Bill terms from the utility's own bill explanation, not a generic template, so each line on the page matches a line on the real bill.
• Programs from the program pages, with amounts, conditions and the date we read them. Terms we couldn't confirm, such as FPL's time-of-use hours, are named as unverified rather than guessed.
• A re-check schedule. FPL's monthly rate sheets and JEA's monthly fuel rate are re-read when they change, and the tariff data shows the period it covers.

You can still work out most of what a utility page shows from your own bill. Divide the electric charges by the kWh to get your all-in price per kWh, and look on your bill or your utility's rate page for three things: the fixed monthly charge, the per-kWh charges, and whether the price per kWh steps up above a certain usage. With those, the bill check and calculators give results based on your own numbers.

Most utilities publish two documents that make this easier: a rate sheet or tariff page with the current charges, and a page that explains each line of the bill. FPL's "Understanding your bill" PDF and JEA's bill explanation page are examples of the second kind. Note the month a rate sheet applies to, since a bill from a different month may use different rates.